In Pennsylvania, workers' compensation insurance often serves as a lifeline not only for injured workers, but also for the employers who carry and utilize it. This insurance has frequently protected both the employer and the employee in the event that an employee is injured at work.
It protected the employee by ensuring that they would be able to receive compensation to cover their medical bills and other financial obligations that arose as a result of the accident. The employer was thereby protected from lawsuits being filed against it by the injured worker. However, a recent decision by the Pennsylvania Supreme Court may make the opposite true for certain latent occupational diseases.